And while wood flooring is not going anywhere carpets meet a need for creating a plush home sanctuary. The momentum that drove trends throughout 2020 doesn’t seem to be slowing down any time soon. A recent study by Rated People revealed that 51 per cent of us are set to enhance our homes in 2021. For more information about a landlord’s responsibility to do repairs, see Repairs in rented housing. For more information about a landlord’s duty to make alterations for disabled people, see Discrimination in housing.

2021 is the year we create a dedicated office space in our homes, as 38 per cent of us embrace a new, flexible approach to work. If you need to make certain changes to your home because of your disability, your landlord might be responsible for making them. Find out about your responsibilities and consider what you need to do before you start the build phase of your project.

This is a really great local supplier, called in and was able to get same day delivery. Other repairs, adaptations, energy efficiency or security related works. Local information on coronavirus including service changes, business support, how to get help and vaccinations. We are passionate about providing housing and helping to transform the lives of our customers.

These overpayments will reduce the term of your agreement, so you’ll still pay the same amount every month in your Direct Debit, but you’ll pay off the loan sooner. The question of tax deductibility is a common question for those considering a home improvement loan. However, the answer is complex and can depend on the type of project you have in mind.

The rest of us are more prepared to invest – in fact, the study revealed that one third (32%) of mortgage-holders said they were considering extending their mortgage or remortgaging to pay for home improvements. Those homeowners are most likely to be fitting new flooring, a new bathroom or kitchen, or building an extension, according to the list. Home improvement agencies are not-for-profit organisations run by housing associations, local authorities and charities. They can help people who own their own homes, or who live in privately rented accommodation, and who are elderly, disabled, or on a low income to repair, maintain or adapt their home. If you live in rented accommodation and are applying for a disabled facilities grant for work to a communal area of the property in which you live, you should make sure that you’re responsible for doing the work. If your landlord is responsible for doing the work, you’ll not be able to get a grant.

You might also be able to find local grants to help with things like insulating your home from Simple Energy Advice. You’ll have to pay the SMI loan back, but usually only when you sell your home or give it to someone else. Find out if you can get SMI and what to think about before you apply. If your home is in need of repair, your landlord might have to do the repairs you need. Read our guidance about improving the interior and exterior of your home, how building regulations may apply to the changes you make and retrospective consents. I wanted to share some old TV memories with my daughter and to help her with her own DIY projects….hence the DVD.

Your local authority might have a list of local architects, surveyors and builders who specialise in renovation work which you could ask to see when choosing a contractor for the work to your home. If you intend to carry out the work yourself, you won’t be able to claim for the cost of your labour. For more information about your landlord’s responsibility to do repairs, see Repairs in rented housing. Our mini guides provide visual clarification of the permitted development rules for specific projects.

Under this policy you have to provide evidence that we gave you permission to carry out the improvements and that they were completed to the required standard. You may be entitled to compensation depending on when the improvements were completed. We can offer credit from a Representative 9.9% APR over a term from 60 months.